Home Loans Williamstown

Melbourne’s trusted home loan specialist in Williamstown

See what our happy customers have to say

  • Jackson was an absolute delight to work with and kept me up to date every step of the way. It was quick, easy and efficient every step of the way. A pleasure to deal with, along with 5 star service. I highly recommend Jackson.

    Jacinta Huntington Avatar Jacinta Huntington
    5 July 2022
  • I have always found it to be a pleasure dealing with Jackson. He has looked after all my loan needs over the years. He is the first point of call for any questions I have and is always willing to assist. I would highly recommend Jackson for his attention to detail, knowledge and communication.

    Jaki Morris Avatar Jaki Morris
    17 March 2022
  • I have worked with Jackson to secure multiple properties over the years and each time he has been an absolute pleasure. He always makes the whole process easy to understand and shares his professional opinion's and insight which puts me at ease. He goes above and beyond to answer all my questions and is always willing to support me in every way. Nothing is too big or too small! I really feel like he is invested in my journey and has my best interest at heart. I would 100% recommend Jackson to all of my friends and family. Friendly, professional and efficient!

    Lacy Ryan Avatar Lacy Ryan
    23 March 2022
  • 10/10 service. Could not be happier with my experience with Jackson who helped me secure my first ever home loan! Thank you!

    ISLSC Radio Officer Avatar ISLSC Radio Officer
    1 May 2024
  • We felt supported, confident, informed and at ease throughout the entire process. From the initial phone call to settlement, Jackson provided exceptional advice. Jackson provided the necessary information in a way that made sense, verbally over the phone and visually through emailed documents. His expertise was evident in that complex issues were discussed in a way that was understandable to us. We wouldn't hesitate in recommending Jackson's assistance in finding the best loans for anyone and we will reach out to him again for future loans. A++

    Ash Ryan Avatar Ash Ryan
    8 March 2022
  • I would recommend Jackson to anyone looking for a loan. He is very approachable, easy to understand and always willing to answer any and all questions I have.

    Katelin Rose Avatar Katelin Rose
    12 May 2022

What we do

Here at Mortgage Brokers Co Williamstown, we’ll assess your current needs and present the best solutions available to you.

Purchasing a home

Considering that lender policies, products and pricing can change weekly, getting the right advice is just as important for your first home as it is for the fifth. When you purchased your first home, your lender probably ticked all the bare essential boxes. With any new purchase, a review of your situation is a wise and prudent course of action to more accurately allow for your current financial circumstances.

If you're a first home buyer, planning a property build, upgrading to a new home or expanding your property investment portfolio, at Mortgage Brokers Co we will assess your current needs and present the best solutions available to you. 

Purchasing a home
Refinancing your existing home loan

Refinancing your existing home loan

A home loan is generally a long-term proposition, but in some situations, it makes sense to refinance your mortgage.

Refinancing involves taking out a new home loan and using those funds to pay off your existing mortgage. During the refinancing process your broker will look at your other debts to determine whether it is beneficial for you to consolidate your more expensive loans into a home loan. Doing so can save money and result in significant financial gains over time.


A Construction loan is a short-term loan used to finance the build of a home or another real estate project. This involves periodical payments of funds to the builder to complete the build. Once the construction is completed, we will obtain long-term funding and guide you through the entire process.

Construction Loan

Other home loan types

Equity release

Equity release or Top-up is a term used for a multitude of loans. This could be to top up your cash balance before retirement or access funds for care. More commonly it is used for the dream renovation of your home. It can also be used to pay off personal debts that have higher interest rates or to help struggling loved ones.

Equity Release

Margin lending

Margin lending is a type of loan that allows you to invest. The amount you can borrow is dictated by your Loan to Value Ratio or LVR. You can use your existing portfolio, shares, managed funds or cash as security. It is advised that you speak to your accountant or financial advisor before proceeding with this form of lend.

Margin Lending

Reverse mortgage

A reverse mortgage allows you to borrow money using the equity in your home as security. Clients choose how this is paid, whether it is a line of credit, an income stream or a lump sum. Interest is charged like all loans with some exceptions to how it is paid. The loan generally doesn’t require repayments while you live in your home. However, the loan must be paid back in the event of you selling the home, passing away or moving into aged care.

Reverse Mortgage

Home loan repayment calculator Williamstown

Why choose us?

Low Overheads
Low Overheads

Unlike the big banks, we don’t have huge overheads. This means we don’t charge our customers fees.


We pride ourselves on the knowledge we have within our organisation.

Personalised Service
Personalised Service

Why go for a cookie cutter fix? We personalise our service to suit all your needs.

Approval Time
Approval Time

We have systems in place to quicken up the approval process. Let us show you how!


We make sure we keep you informed and up to date through the whole process.

Best Interest Duty

We follow the Best Interest Duty which is mandated by the Royal Commission. Therefore you can trust us to do the right thing the first time, every time.

Our lending partners

Jackson McCarthy

Jackson McCarthy

Managing Director

Meet Jackson, our Managing Director of Mortgage Brokers Co. He has dedicated his professional career to assisting clients achieve their financial goals, while always having the client’s best interests at heart. Boasting years of experience in the lending space, Jackson brings both his industry knowledge and expertise to get you mortgage ready today.

Get in touch

Are you looking for a home loan in Williamstown or the surrounding suburbs? Let Mortgage brokers Co. provide the financial solution to your real estate dream.

Mortgage Brokers Co offers personalised, transparent lending direct to you. We go above and beyond to ensure that your home loan and asset finance needs are met with no hidden costs.

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    Or call us if you would like to have a chat.
    Call us on 1300 383 814

    About Williamstown, VIC

    Located less than 15 km from the CBD, Williamstown’s historical architecture, beautiful beaches and parkland areas coupled with our boutique shopping precincts and modern funky cafes and chic bistros make our community a lovely place to spend the day whatever the weather. Hidden in the shadows of Melbourne and featuring the best post-card views of the city, Williamstown is Melbourne’s hidden treasure. 

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    Repayment CalculatorContact Us

    Whether it's that new house, refinance of your property, dream car, caravan, boat or motorbike, reach out to us today!

    Get in touch

    2024 / Mortgage Brokers Co. Jackson McCarthy is a credit representative (488785) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)