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Home Loans in Phillip Island

Start Your Home Buying journey in Phillip Island Today

Choosing the Right Home Loan in  Phillip Island

Fixed Rate Home Loan

Finding a fixed rate home loan means stability in your repayments. Lock in your interest rate to manage your budget better and secure your financial future in Phillip Island.

Variable Rate Home Loans

A variable rate home loan offers flexibility and the chance to save rates decrease. Perfect for those in Phillip Island looking to balance potential savings with risk.

Refinancing Options

Refinancing could lower your interest rate and monthly repayments, helping you pay off your home loan faster. Discover how refinancing can benefit your financial health in Phillip Island.

First Home Buyer Loans

Step into the property market with confidence. Our tailored loans for first home buyers in Phillip Island provide support and guidance through every step of the home buying journey.

It's Easy to Apply for Your New Home Loan in Phillip Island

Book a free loan consultation

Why Choose Us for Your Home Loan

If you're in Phillip Island, we're committed to helping you find the home loan that works best for you. With our in-depth knowledge and personalised service, we navigate through dozens of home loan options to find one that fits your unique situation.
Access to a wide range of lenders and loan options.
Personalised comparison rates to find the best deal.
Expert advice on variable and fixed-rate options.
Support for first home buyers from start to finish.
Online tools and calculators to plan your loan.
Choose a home loan that lets you get ahead. With our guidance, reduce your loan balance and own your home sooner.
Book a free loan consultation

Reviews

  • Jackson went above and beyond to help me secure my first house and with no headache at all! I couldn’t be happier with the service he has shown, definitely will pass your number on! Thanks again!

    Sam Bourke Avatar Sam Bourke
    7 March 2023
  • Thank you so much Jackson from Mortgage Brokers Co. I could not be more pleased with your professionalism and dedication to finding the best deal for me. Jackson’s knowledge and communication is outstanding. Thank you again to you and your team.

    Regan O’Clery Avatar Regan O’Clery
    13 July 2024
  • Jackson was an absolute delight to work with and kept me up to date every step of the way. It was quick, easy and efficient every step of the way. A pleasure to deal with, along with 5 star service. I highly recommend Jackson.

    Jacinta Huntington Avatar Jacinta Huntington
    5 July 2022
  • Jackson was a fabulous advocate for me and never ran out of patience when explaining my options. Would absolutely recommend.

    Emily Kay Avatar Emily Kay
    14 July 2024
  • I have always found it to be a pleasure dealing with Jackson. He has looked after all my loan needs over the years. He is the first point of call for any questions I have and is always willing to assist. I would highly recommend Jackson for his attention to detail, knowledge and communication.

    Jaki Morris Avatar Jaki Morris
    17 March 2022
  • Jackson was such a big help with my home loan. He was constantly keeping me up to date with it's progress and was always available whenever I had questions. Friendly, transparent, and a great communicator - I couldn't recommend Jackson enough!

    yippykiyay 89 Avatar yippykiyay 89
    8 March 2022

Why You Can Trust Mortgage Brokers Co. For Your Home Loan

Expert Advice

Our experienced brokers provide clear advice tailored to yout needs.

Flexible Loan Options

We disclose all fees and charges upfront, so there are no surprises.

Transparent Costs

No hidden fees, ensuring you know the cost of your loan upfront.

Efficient Application

We make applying for your home loan quick, easy and hassle-free.

Customer Support

Dedicated support for all your questions and concerns.

Frequently Asked Questions

Finding the bank with the lowest interest rate on a home loan requires a comprehensive comparison. Interest rates can vary significantly based on your loan amount, loan to value ratio, and whether you're looking for a fixed or variable rate. Mortgage Brokers Co. leverages our home loan comparison tools to analyse rates from a wide range of Australian lenders, ensuring you find a competitive offer that suits your needs in Phillip Island.
The best place to secure a home loan is where you find a tailored solution that meets your financial situation and goals. Mortgage Brokers Co. offers access to thousands of home loan options from various lenders, including major banks and niche lenders. Our expertise ensures you're matched with a home loan product that best fits your circumstances, whether you're a first home buyer or looking to refinance.
Absolutely. A mortgage broker like Mortgage Brokers Co. adds value by offering personalised service, expert knowledge of the market, and access to a broader range of loan products than a single lender could provide. We navigate the complexities of loan features, terms, and rates on your behalf, saving you time and potentially thousands of dollars over the life of your loan.
Using a mortgage broker can significantly enhance your home loan experience. Mortgage Brokers Co. not only helps you find a competitive rate but also offers expert advice on loan features that could benefit you in the long run. Our service is particularly beneficial in Phillip Island, where understanding the local market can make a big difference in your home loan choice.
Interest rates are influenced by a wide range of factors, including economic conditions, inflation, and policy decisions by the Reserve Bank of Australia. Predicting future rates can be challenging. However, Mortgage Brokers Co. keeps abreast of market trends and economic forecasts to provide our clients with current, informed advice on whether it's a good time to lock in a rate or opt for a variable home loan.
A good interest rate is one that is competitive relative to the current market rates and matches your financial goals and circumstances. It also depends on whether you choose a fixed or variable rate home loan. Mortgage Brokers Co. can help you compare home loans and interest rates from various lenders to find a rate that's favourable for you.
The ease of securing a home loan depends on several factors, including your credit score, income, employment stability, and the loan to value ratio. Lenders offering loans with higher interest rates or lenders mortgage insurance may be more lenient with their criteria. With Mortgage Brokers Co., you can explore various loan options, including those tailored for first home buyers or individuals with unique financial situations, ensuring you find a solution that aligns with your needs.

Ready to Find Your Perfect Home Loan in Phillip Island?

Book a free loan consultation

We compare thousands of home loans from over 60 lenders to get you the best deal

Get Started

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    Home Loans, Phillip Island

    Weather in Phillip Island, VIC

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    8°C

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    About Phillip Island, VIC

    Phillip Island (Boonwurrung: Corriong, Worne or Millowl) is an Australian island about 125 km (78 mi) south-southeast of Melbourne, Victoria. The island is named after Governor Arthur Phillip, the first Governor of New South Wales, by explorer and seaman George Bass, who sailed in a whaleboat, arriving from Sydney on 5 January 1798. Phillip Island forms a natural breakwater for the shallow waters of the Western Port. It is 26 km (16 mi) long and 9 km (5.6 mi) wide, with an area of about 101 km2 (40 sq mi). It has 97 km (60 mi) of coastline and is part of the Bass Coast Shire. A 640 m (2,100 ft) concrete bridge (originally a wooden bridge) connects the mainland town San Remo with the island town Newhaven. In the 2021 census, the island's permanent population was 13,799, compared to 7,071 in 2001. During the summer, the population swells to 40,000. 60% of the island is farmland devoted to grazing of sheep and cattle. == History == The earliest inhabitants of the area were the Yalloc Bulluk clan of the Bunurong people, of the Kulin nation.

    Bus Stops in Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in St Marys Church/Phillip Island Rd Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in Cape Woolamai/Phillip Island Rd Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in Forrest Ave/Phillip Island Rd Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in Cowes Transit Centre/Church St Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in General Store/Phillip Island Rd Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in Bermagui Cres/Phillip Island Rd Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in St Marys Church/Phillip Island Rd Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in Scenic Dr/Red Rocks Rd Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in General Store/Phillip Island Rd Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in South Coast Bus Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in Cowes Caravan Park/Church St Phillip Island, VIC to Mortgage Brokers Co.

    Bus Stop in Rhyll Public Park/Reid St Phillip Island, VIC to Mortgage Brokers Co.

    Map of Phillip Island, VIC

    Driving Directions in Phillip Island, VIC to Mortgage Brokers Co.

    Driving Directions from Yellow Brick Road Phillip Island to Mortgage Brokers Co.

    Driving Directions from MoneyQuest - Bass Coast to Mortgage Brokers Co.

    Driving Directions from Island Financial Services to Mortgage Brokers Co.

    Driving Directions from Stockdale & Leggo Phillip Island to Mortgage Brokers Co.

    Reviews for Mortgage Brokers Co. Phillip Island, VIC

    Mortgage Brokers Co. Reviews

    Lauren Coffey

    starstarstarstarstar (5)

    Jackson has been great to deal with. My partner and myself could not be happier with his service! Nothing was too much trouble for him, and always only a phone call away. We will be sure to recommend him to anybody searching for a Mortgage Broker in the future. Thank you so much! Ryan + Lauren

    Mortgage Brokers Co. Reviews

    Jayne Wilson

    starstarstarstarstar (5)

    We had an amazing experience with Jackson and his company. We could not be happier, he is a Legend. He went above and beyond in finalizing our loan over Xmas and New Year. We will definitely 5 Star Service....

    Mortgage Brokers Co. Reviews

    Rochelle Hayes

    starstarstarstarstar (5)

    Jackson has made our loan application process so simple for us, we are so grateful for his help with securing a loan for our house build. Best broker we have ever worked with

    Mortgage Brokers Co. Reviews

    Anthony Murdoch

    starstarstarstarstar (5)

    Efficient, fast and just great service; a huge range of products, achieved a really low interest rate. Thank you Jackson!

    Mortgage Brokers Co. Reviews

    Jacqueline Iacuone

    starstarstarstarstar (5)

    Jackson was so efficient and made the whole process seamless!

    2024 / Mortgage Brokers Co. Jackson McCarthy is a credit representative (488785) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

    Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does notconstitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

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